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The Key to Advanced Professional Services success is due to its dedicated staff.
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| Joe Santiago |

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| Director |
Joe
has worked in the medical professional liability insurance industry since 1999. In 2006, Joe founded Advanced Professional
Services to assure that doctors and other healthcare providers receive the best possible service from an independent agent. Prior
to founding APS, he was the key executive of a medical professional liability insurance carrier and in the development of
the carrier's agency. During his tenure, Joe and the marketing department he directed helped attract more than 2,000
policyholders with premium levels exceeding $25 million per year. Joe is a native of New York. He holds licenses
in 10 states including Florida, California, Georgia, Kentucky, Ohio and Texas. He attended Florida Atlantic University
where he earned a B.A. in Criminal Justice and Spanish. He is married with a son and a daughter.
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| Rebecca Santiago |

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| Director of Finance |
Rebecca has over 25 years of experience in financial management. In 2008,
Rebecca joined APS as Director of Finance. Prior to joining APS, Rebecca was the CFO and a founding member of a
medical professional liability insurance carrier headquartered in Florida. Prior to her tenure in the insurance industry,
she also served with a public accounting firm. Rebecca continues to serve as President of APAS where she
provides accounting, finance and administrative services to medium and small businesses. Rebecca is a native of New York. Rebecca attended Florida Atlantic
University where she earned her Bachelor of Business Administration, Accounting. She is married with a son and a daughter.
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| Carolina Barrenechea |

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| Director of Marketing |
Carolina entered the
medical professional liability insurance field in 2004. As a customer service advisor, she has played a key role
in the growth and agency development. In 2006, Carolina joined Advanced Professional Services and has focused on assuring
the company's clients receive unsurpassed service. Her specialty is in customer service, marketing and graphics
design. Carolina is a native of Argentina. She is currently attending college.
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Deerfield Beach, FL 33442 • phone: (866) 551-9805
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